Smallholder farmers – which number over half a million in Kenya alone – are among the most underserved group by financial and information services. Investment in this sector is hampered by lack of understanding and visibility into what, exactly, smallholder farmers need and want.
Agriculture and Food Security
Put simply, agriculture drives development. Agriculture today accounts for 10% of global economic output and provides livelihoods for more than 2 billion people in low and middle-income countries. Our experience ranges from analyzing and improving agricultural value chains, to increasing public and private investments into the sector, and establishing inclusive supply chains. A significant proportion of our work focuses on understanding, empowering, and advocating for smallholder farmers.
Improving the Lives of Marginalized Farmers Through Technology
Malavika is a Partner out of Dalberg’s Singapore office. Her experience includes projects in clean energy, smart cities, sustainable agriculture, and climate change and low carbon infrastructure development.
Jesse is an Associate Partner in Dalberg’s London office. His experience, primarily in Africa and with a special focus on development finance and agriculture, includes financial and economic analysis, fund structuring, business model development, and market entry strategies.
Astou is an Associate Partner and leads Dalberg’s presence in Abidjan, Cote d’Ivoire. She has over ten years of experience in strategy and management consulting in Europe and Africa. She has worked with private corporations, governments and donors in areas such as agriculture and food security, health, governance, youth employment, access to finance, women economic empowerment, economic and inclusive growth.
Establishing a Cassava Financing Facility
We established a cassava financing facility in Ghana, Nigeria and Mozambique to provide access to finance to processors in the cassava value chain. We identified a pipeline of primary processors to be invested and potential partners, and designed a financing facility.
Direct to Farmer Finance Innovation Playbook
Innovation can help direct-to-farmer finance providers better serve farmers by addressing the challenges associated with direct-to-farmer lending. Existing challenges – such as lending risks and service delivery – are exacerbated at scale; investing in innovation can help direct-to-farmer finance providers scale up to more quickly and effectively meet the vast global demand for smallholder finance.
Financial Inclusion Fit to Size: Customizing Digital Credit for Smallholder Farmers in Tanzania
Digital credit products represent an important financial inclusion opportunity for smallholder farmers in Tanzania, where close to 80% of the workforce is engaged in farming. Uptake of these products by smallholder farmers, however, remains limited.
To address this challenge, Dalberg's Design used a human-centered design (HCD) approach across three regions of Tanzania to produce behavioral insights around smallholder farmers’ interaction with, and demand for, digital credit products.
New Offerings and Business Models for Financial Inclusion
Dalberg partnered with CGAP and myAgro to conduct research, ideation and prototyping across Senegal to understand smallholder farmers’ unmet needs, prioritize new product propositions and design and prototype new solutions.
Surveying Smallholder Tea Farmers' Responses to Frost Mitigation
As part of USAID and NASA’s SERVIR initiative, we conducted a survey of 425 smallholder tea farmers in Kericho and Nandi Hills, Kenya, to examine their current behavior towards frost mitigation and response, and their perceptions as to the potential value of frost monitoring technology.