Tag Archives: digital payments

The Five-Minute Loan: How India Stack is Speeding Loans to Small Businesses

By Niloufer Memon, Vibhor Goyal, and Varad Pande We recently met Ajay, a fruit vendor in Mumbai who struggles to pay the 60 percent annual interest rate on a loan from his local money lender. Ajay was saddled with this debt, … Continue reading

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User-centred Financial Inclusion

In Live Mint, Varad Pande and Nirat Bhatnagar explain why digital financial services should be tailored to the habits of the underserved. While financial service firms in India are beginning to explore digitizing their services and products for the BoP, two key dilemmas – user-experience … Continue reading

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Financial Inclusion Fit to Size: Customizing Digital Credit for Smallholder Farmers in Tanzania

For the fourteenth briefing note in a series from the Initiative for Smallholder Finance, Dalberg’s Design Impact Group (DIG) explores the causes of low uptake in digital credit for smallholders to better understand how we can develop concrete product solutions to jump-start adoption … Continue reading

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How Does Digital Technology Make Lending to Farmers More Viable? (Early Findings)

The Learning Lab – an initiative of The MasterCard Foundation, jointly implemented by GDI and Dalberg –  is researching the Business case for digitally-enabled smallholder finance, specifically: what role do digital tools play in successful business models for lending to … Continue reading

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New Report: Small Merchants Offer Big Financial Inclusion Opportunities

There are more than 180 million micro and small merchants operating in developing and emerging markets globally. These merchants serve the world’s lowest income customers at a scale that is staggering. Every day, small merchants interact with more than 4.5 … Continue reading

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