Financial Inclusion

An estimated 2 billion people lack access to formal financial services, like bank accounts, that are critical to transact efficiently, accumulate wealth, and protect against shocks. Additionally, 200 million informal and formal businesses are financially unserved or underserved – without access to the capital they need to grow. Dalberg works with companies, foundations, development institutions, and governments to develop innovative strategies for providing high-quality, appropriate financial services to underserved individuals, communities, and businesses. Our expertise includes catalyzing investment, designing solutions such as savings products, and bringing together public and private sector stakeholders to facilitate collective action.

 

Dalberg to host State of Aadhaar Initiative 


We are excited to announce that Dalberg is hosting the State of Aadhaar initiative for 2019 and 2020. Sponsored by Omidyar Network, the initiative aims to build a shared understanding of India’s national digital ID system, Aadhaar. 

Michael Mori

Michael is the Director of the financial services practice at Dalberg Design, based in New York. He supports businesses, governments, and non-profits to reach underserved markets through human-centered product and service design, as well as evidence-based policy reform, leveraging a range of qualitative and quantitative research and analysis methodologies.

Jeff Berger

Jeff is an Associated Partner and Office Director in New York and co-leader of the firm’s Latin America practice. Jeff advises public, private, and non-profit clients in the United States, Latin America, and across the world on a range of strategic challenges. He works with clients on tapping into the potential of digital solutions, inclusive finance, public-private partnerships, and innovations in the health sector to achieve impact.

The Missing Middles: Segmenting Enterprises to Better Understand Their Financial Needs

Small and growing businesses (SGBs) contribute to significant positive impact in emerging economies, but they struggle to access the capital they need to reach their full potential. According to the IFC, SGBs in emerging markets face a $930 billion financing gap. Many are stuck squarely in the “missing middle”: they are too big for microfinance, too small or risky for traditional bank lending, and lack the growth, return, and exit potential sought by venture capitalists. 

FMO - Evaluation of Accion Frontier Investment Fund (AFIF)

  • Dalberg evaluate FMO’s investment in Accion Frontier Investment Fund (AFIF) at three levels: FMO's investment in AFIF, AFIF's investment into portfolio companies, and the portfolio companies' impact on small businesses. 
  • Dalberg analyzed the landscape of fintech innovations in Mexico, South Africa and India, interviewed key stakeholders to distil key learning, and undertook a quantitative and qualitative survey of end users. 
  • The evaluation will be used by FMO to inform its fintech strategy going forward and to share learnings and impact with the broader audience.
Priti Rao

Priti Rao is the Asia Director for Dalberg Design. Her expertise lies in helping organisations become purpose-led, and build a culture of innovation to solve complex global challenges. She works closely with teams and clients to combine data with field insights and bring a human-centred focus to civic design, financial inclusion, technology, and policy challenges.
 

Trevor Zimmer

Trevor Zimmer is a Director at Dalberg Design where he leads project engagements with public and private sector clients to apply design as a facilitative process and skillset. He believes design better enables teams and organizations to collaborate across disciplines, align interests, contribute to organizational learnings, and identify solutions. His focus is on global health, change management, and new ventures.
 

Matthew MacDevette

Matthew MacDevette is an Associate Partner based in Johannesburg. His work focuses on Southern, East and West Africa and covers various aspects of economic growth and development, including impact investing, donor-led facilitation of private investment, inclusive business and shared value, youth employment, and SME development.

Matthew’s work spans a range of public and private sector clients both within and outside sub-Saharan Africa, and includes sectors such as manufacturing, financial services, agriculture, healthcare, and energy. 

Kusi Hornberger

Kusi Hornberger is an Associate Partner in the Washington, DC office of Dalberg Advisors. Kusi co-lead’s Dalberg’s impact investing practice area and is particularly passionate about the use of innovative finance and technology to accelerate the achievement of the Sustainable Development Goals (SDGs).  

Dalberg Data Insights’ Mobile Money Dashboards Promote Financial Inclusion in Uganda

“Development and testing was a crucial learning process for the entire team, seeing how big data can be used for our work. The collaboration with the DDI team, who always provided rapid updates to the dashboard, facilitated this process.” - UNCDF