Financial Inclusion

An estimated 2 billion people lack access to formal financial services, like bank accounts, that are critical to transact efficiently, accumulate wealth, and protect against shocks. Additionally, 200 million informal and formal businesses are financially unserved or underserved – without access to the capital they need to grow. Dalberg works with companies, foundations, development institutions, and governments to develop innovative strategies for providing high-quality, appropriate financial services to underserved individuals, communities, and businesses. Our expertise includes catalyzing investment, designing solutions such as savings products, and bringing together public and private sector stakeholders to facilitate collective action.

 



Audrey Hanard

Audrey is an Associate Partner in Dalberg Advisors’ London office, where she specializes in education to employment and public health, as well as strategies to ensure inclusive development and democratic institution-building.



Rhobhi Matinyi

Rhobhi Matinyi is an Associate Partner in Dalberg’s Johannesburg office where she works with the private sector, governments, donor agencies and major foundations on strategic planning, market entry and growth strategies, performance evaluation and implementation. Rhobhi’s area of specialty is healthcare, and she also has extensive experience in financial inclusion, agriculture, and education and youth employment. 

Adopting a gender lens across all our work

Adopting a Gender Lens to the IDH Smallholder Innovation Platform

 

Adopting a Gender Lens to the IDH Smallholder Innovation Platform



Kristen Schlott

Kristen Schlott is a Creative Lead at Dalberg Design. Based in Nairobi, she has worked for non-profit, for-profit, and multilateral clients to bring human-centered design to the international development field in sectors including agriculture, finance, and youth unemployment. Kristen has made significant contributions to the growth of Dalberg Design’s Nairobi-based practice; sourcing talent and developing internal initiatives to explore new applications of human-centered design for local markets. 

Aspiring Indians: new public data set and tool for improving financial health in India launched

Aspiring Indians I is the India chapter of The Human Account, a robust, holistic resource with data and insights covering six countries in Asia and Africa. Using a nationally representative sample, Aspiring Indians surveyed 3,300 respondents in 16 states in India to come up with critical insights, six key consumer segments and further developed six prototype financial products that meet the needs of the consumers of each segment.

7 design principles to create financial products for low-income consumers

Design principles are guidelines that consider the end user experience for a product. The seven principles in this set are illustrated to help deliver a financial product that meets the current and future needs of low-income consumers.

 

7 design principle

 

How Development Impact Bonds work, and when to use them

Development Impact Bonds (DIBs) are a relatively new results-based financing instrument being piloted as a new way of financing innovative activities. Dalberg designs, manages and evaluates DIBs, such as the Educate Girls DIB, and many others across the globe.



Alexandra Stanek

Alexandra Stanek is an Associate Partner in Dalberg’s Johannesburg office. She is passionate about developing human capital and strengthening employment across the African continent. She also works extensively in industrialization and access to finance, two areas that can help economies unlock growth. Alex has advised businesses, foundations, bilateral organizations, government bodies, and NGOs in their strategy, analysis, and evaluation of projects.



Pragya Mishra

Pragya Mishra is a Creative Lead at Dalberg Design based in Seattle. She applies her expertise in visual and strategy design on social innovation, financial inclusion and global health projects. She brings a human-centered approach to her work that facilitates in-depth understanding of distinct user behaviors, attitudes and preferences towards products, services, and systems leading to actionable insights.

Dalberg to host State of Aadhaar Initiative 

We are excited to announce that Dalberg Advisors is hosting the State of Aadhaar initiative for 2019 and 2020. Sponsored by Omidyar Network, the initiative aims to increase the knowledge base around India’s digital ID, Aadhaar.